Thomas K. Brown is the CEO of Second Curve Capital, and the sole decision-maker regarding our portfolios. As noted, Tom has an outstanding twenty-year track record as an investor, analyst, and thought leader in the financial services industry. His entire liquid net worth is invested in Second Curve Partners, L.P. and Second Curve Partners International, Ltd. Prior to starting Second Curve, Tom headed the North American Financial Services group at Tiger Management in New York, from 1998 until 2000.

Before that, he developed a large following as the pre-eminent bank analyst on Wall Street. In the ten years from 1989 through 1998, Tom was was the top-ranked bank analyst on Wall Street nine times, according to Institutional Investor magazine’s annual survey. (He was ranked second once, in 1991). From 1983 through 1998 Tom covered regional banks for three leading investment firms: Smith Barney (1983-1989), Paine Webber (1989-1991), and Donaldson Lufkin & Jenrette (1991-1998). Institutional Investor four times rated Tom a Top-10 Stock Picker across all industries, in 1992, 1993, 1994, and 1996.

In addition to his strong reputation as a financial services investor, Tom has a large following within the banking community. A three-part series of reports he published beginning in the mid-1990s, The Future of Banking, was widely acclaimed within banking circles for its thoughtful analysis of the challenges facing the banking industry, and for the innovative solutions it put forth. The reports continue to be highly regarded as a blueprint for effective banking strategies. Partly as a result of The Future of Banking, Tom is regularly sought out to speak to bank boards of directors and industry associations seeking insights on critical industry issues. This has provided him with unusually close relationships with many of the key players in the financial services world.